The Mortgage Research Center

Mortgage Research Center (MRC) was founded with one goal in mind. We want to help Americans become home owners. Because we have never been comfortable offering subprime loan products, we instead have focused on government home loan products.

MRC is proud to be known as a Government home loan specialist. Every individual on our team takes pride in his or her job. Each one works with first-time homebuyers and especially, helping our United States Veterans and active duty members. All of our mortgage specialists are highly trained in FHA and VA lending. Over 95% of the loans we close are FHA or VA loans.

Our company has been featured in several government loan articles within the past year. Most recently, we were featured in an article on subprime alternatives in CNNMoney.com. In addition, we just recently received our first Inc 500 Award for being ranked as one of the fastest growing privately held companies.

Some of Mortgage Research Center's credentials:

  • We have been approved through the Department of Veterans Affairs for VA mortgage lending.
  • We have been approved by the Department of Housing and Urban Development.
  • We have always been in good standing with the Better Business Bureau.
  • We have our lending license in nearly all 50 states. We do business in all states except NY, and Washington DC.

Mortgage Research Center Mission Statement:

"We work to enhance the lives of our clients by originating each and every loan to best fit the needs of our clients. We take the time to educate each borrower about the loan process, and our caring service makes each borrower a lifelong client."

If you have questions or would like help with your mortgage, you can call us at 800-930-9201.

"James Chapman was more than helpful in securing our loan. He was very knowledgeable and an excellent source for any questions we had. I would recommend him to anyone looking for a loan officer who knows what they are doing. My experience with James was one that I will use to compare all future transactions. James took time out of his day to make sure that we completely understood everything."

-L. Serna
Las Cruces, NM
United States Army
Equal Opportunity Lender
Equal Opportunity Lender


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